Manor Powers Xome® Inspex, A Virtual Valuations Mobile App For Digital Home Inspections

Contactless digital home record technology reduces wait times on appraisals by as much as 50 percent

HERNDON, Va.--(BUSINESS WIRE)--#digitalappraisals--Manor Financial (Manor), the technology platform that generates data and insights from the inside of your home to create a digital home record, today announced its partnership with Xome Holdings LLC (“Xome”), the leading end-to-end provider of seamless real estate services, to develop Inspex by Xome, a do-it-yourself home inspection and valuation process mobile application, empowering lenders to provide borrowers with a simple, contactless option that reduces wait times on appraisals and other valuation products by as much as 50 percent.

Inspex is part of a patent-pending process that engages Xome’s entire valuation system for use in home equity lending and servicing across the mortgage industry.

“The consumer facing mobile app is easy to use and provides eligible homeowners with a seamless experience. They are guided through the step-by-step process of quickly taking exterior and interior photos and videos of their home in less than 20 minutes,” said Raj Ginne, cofounder and CTO of Manor. “Appraisers reap the benefit of more time to focus on complex valuations and this DIY approach generates results three days sooner than the standard five-to-seven-day appraisal.”

What makes Inspex different is the way the mobile application is integrated into an entire valuation cascade of products. Not all properties and loan types are right for a consumer-aided inspection, so Inspex uses an eligibility screening process to help lenders and appraisers determine when and where Inspex can be used as part of the valuation process.

“Xome is reimagining the entire appraisal and valuations lifecycle with innovative, forward-thinking technologies. Our partnership with Manor Financial was a natural fit to build our consumer-facing mobile application,” said Mike Rawls, CEO of Xome. “Xome’s experience in the appraisal process paired with Manor’s expertise in digital inspections has allowed us to offer a faster, more cost-effective appraisal, enabled by homeowner-guided inspections. Consumers are eager for digital experiences, and Inspex will help lenders to meet this demand.”

To protect the integrity of each appraisal while reducing the risk of fraud, the Inspex application integrates the following safeguards:

  • Time and date stamps on photos and videos, as well as tagging locational data to each image
  • A homeowner questionnaire about the home (acreage, square footage, total number of bedrooms and bathrooms) to ensure confidence that the property is a fit for contactless inspection
  • Public records and MLS data to confirm property details and accuracy of homeowner responses

“COVID-19 has accelerated the digital transformation of residential real estate, and contactless appraisals have become a strong preference, if not necessary,” said Bobby Saini, founder and CEO of Manor. “Our partnership with Xome, who is on the leading edge of technology innovation in the real estate market, is validation that Manor’s digital home records and appraisals are becoming a standardized mode of personal asset management. The launch of Inspex signals that the time for digital home records is now, and Manor is proud to be at the heart of this evolution.”

Inspex offers a more streamlined and efficient approach for lenders, using improved property record data, which reduces borrowers' discrepancies and the need for additional valuation orders. To learn more about Inspex, visit

About Manor Financial Inc.

Manor offers technology that generates data and insights from the inside of your home to create a digital home record. The Manor app is an easy-to-use, secure platform that helps homeowners maximize and accelerate outcomes related to their homes and associated values. The platform also enables a contactless option for lenders that can expedite appraisals and other valuation products by as much as 50 percent. For more information, visit

About Xome

Xome Holdings LLC is a real estate solutions provider serving mortgage servicers, originators, real estate professionals, financial institutions and home buyers and sellers. Xome offers asset management, property disposition, title, close, valuation and field services through an integrated, technology-driven platform. Based in the Dallas area, Xome is an indirect wholly-owned subsidiary of Mr. Cooper Group Inc. (NASDAQ: COOP). For more information, please visit


Lisa Throckmorton
REQ for Manor