Apple Card Launches for iPhone Users

The Apple Card has no card number, CVV security code, expiration date or signature on the card. This data can be found in the Apple Wallet app.

The Apple Card, the new credit card created by Apple in partnership with Goldman Sachs, is now available for applications to everyone in the U.S. but only for those with an iPhone 6 or newer.

Customers can apply for Apple Card through the Wallet app on iPhone in minutes and start using it right away with Apple Pay in stores, in apps and on websites. They will receive a fancy titanium card in the mail with no numbers on the card for security.

There is no annual fee with the Apple Card and no fees for late payments, international use or going over the credit limit. Other credit cards typically assess fees for late payments or international charges.

Apple Card’s rewards program, Daily Cash, gives back a percentage of every purchase as cash on customers’ Apple Cash card each day. Customers will receive 2 percent Daily Cash every time they use Apple Card with Apple Pay, and 3 percent Daily Cash on all purchases made directly with Apple, including at Apple Stores,, the App Store, the iTunes Store and for Apple services.

Apple Card is extending 3 percent Daily Cash to more merchants and apps. Customers will receive 3 percent Daily Cash when they use Apple Card with Apple Pay for Uber and Uber Eats.

For purchases made with the titanium Apple Card, customers will get 1 percent Daily Cash.

Apple Card has no annual or late payment fees, encourages customers to pay less interest, offers an easy-to-understand view of spending and provides a new level of privacy and security. This launch follows the Apple Card preview earlier this month, during which a limited number of customers were invited to apply early.

“We’re thrilled with the overwhelming interest in Apple Card and its positive reception,” said Jennifer Bailey, Apple’s vice president of Apple Pay. “Customers have told us they love Apple Card’s simplicity and how it gives them a better view of their spending.”

The interest rates for the Apple Card vary from 12.99% to 23.99% depending on credit worthiness.